Employer-Provided Dental Benefits Rates Aligned with Income Level

Lower-income workers across Ontario have lower rates of employer-provided dental insurance, according to a new report by the Toronto Foundation. In addition, the community foundation found the problem is more pronounced in Toronto. For example, 53 per cent of employees earning under $20,000 annually have workplace dental insurance in the rest of Ontario, while the same … Read more

Does My Insurance Cover It?

The number one reason patients do not accept treatment plans is lack of perceived value; how the dental treatment plan or recommendations will relate to them or their individual health goals. The lack of value is often expressed by patients with the most repetitive question asked in a dental day: “Does my insurance cover it?” … Read more

Feeling Blue and Then Getting Cavities

Drugs to relieve mood disorders (depression, anxiety) are the most prescribed medications for Canadians in their 30s, 40s and 50s, according to data published by Green Shield Canada. An American study published in 2005 showed that adults taking antidepressants had significantly more fillings and crowns than healthy controls — as much as 60% more when … Read more

Taking a different perspective

In a recent meeting with some dental benefit brokers and one insurance company, this thorny question came up: Can Canadian insurers and benefit consultants switch to making money from dental health rather than from making money from dental disease? In our meeting, the insurance company representative feared a world where patients weren’t claiming as much … Read more

Wellness is coming soon to your neighbourhood

Green Shield Canada announced recently that it was bringing the concept of wellness to Canada. According to this insurer’s announcement: “The company hopes to redefine the concept of wellness by utilizing analytics to target employee populations diagnosed with chronic disease and, even more proactive, reach out to those plan members at the highest risk of … Read more